Skincare as Wild as It Is Pure.
Trusted lending advice backed by experience
Whether you're buying your first home, growing your investment portfolio, refinancing, or looking for business finance, YHPJ Finance Brokers Limited provides expert lending advice and personalised solutions to help you move forward with confidence.
Richard Waalkens helps individuals, families, investors and business owners navigate the lending process with confidence. As an independent finance broker, Richard works with a wide range of lenders to find finance solutions that suit your circumstances, not just one bank's products. He takes the time to understand your goals, explain your options clearly, and guide you through every step of the process.
Meet Richard Waalkens
With over 23 years of lending experience, Richard Waalkens helps individuals, investors, and business owners find the right finance solutions to achieve their goals.
Whether you're purchasing your first home, refinancing existing lending, investing in property or growing your business, Richard is committed to making the finance process straightforward and stress free.
Personal services you can rely on
With over two decades of industry experience, Richard offers honest advice, personalised service and lending solutions tailored to your individual circumstances.
Over 23 years of lending experience
Access to a wide range of lenders
Support from application through to settlement and beyond
Personal and business finance expertise
Straightforward advice you can trust
YHPJ Finance Brokers Limited Services​
Home Loans
Buying a home is one of life's biggest decisions. Whether you're purchasing your first home, upgrading, or buying your next property, Richard will help you secure the right home loan with competitive lending options.
Investment Property Finance
Grow your property portfolio with lending solutions designed to support your investment goals. Richard can help structure finance that works for both your current needs and future plans.
Business Lending
From business growth to working capital, Richard provides finance solutions that help businesses access the funding they need to succeed.
Asset Finance
Need finance for vehicles, machinery or equipment? Richard can help arrange asset finance that supports your business while protecting your cash flow.
Construction & Build Loans
Building a new home or undertaking a major renovation requires specialist lending. Richard will guide you through the construction finance process from start to finish.
Refinancing
Whether you're looking for a better interest rate, consolidating debt or reviewing your current lending, Richard can help you explore refinancing options that better suit your financial goals.
Interest Rate Reviews
Interest rates change regularly. Richard can help review your lending and provide advice on refixing strategies to ensure your home loan continues to meet your needs.
Richard takes the time to understand your needs and works with a wide range of lenders to help secure competitive finance solutions that fit your goals today and into the future.
Ready to discuss your finance options?
Richard is available to assist with both personal and commercial lending requirements.
"Whether it's your first home or your tenth, Richard can help you find a lending solution that's right for you."
Find Your Best Finance Solution
Fill in the form and Richard will be in touch to walk you through your options.
Richard Waalkens
Director
YHPJ Finance Brokers Limited
Richard@yhpj.co.nz
021 717 545
